AUTO LOANS

AUTO LOANS
Category: Personal Loans  Last Updated September 15, 2023  Effective November 1, 2024

 General Lending Rates

Rates listed below are for a FIXED P&I product. Additional Information
Interest Rate
7.24% PA
Comparison Rate
7.63%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  , VARIABLE, 8.21%
  • Lending Rate Type: Variable
  • Interest Rate: 8.21%, Comparison Rate 0.00%
  • Repayment Type: Principal And Interest
  • Loan Purpose:

 Product Features

  • Digital Banking Additional Information: Account available through Internet Banking and WCU Connect App

 Product Eligibility

  • Min Age - 18. Additional Information: Minimum 18 years old and Shareholder
  • Residency Status Additional Information: Individual must be citizens or permanant residents of Australia
  • Other Additional Information: Member of the Credit Union

 Bank Fees and Charges

  • Auto Loan Establishment Fee (Upfront), Amount: 150.00. Additional Information: Payable on funding of new auto loan
  • Break Cost Administration Fee (Event), Amount: 100.00. Additional Information: Administration Fee charged on fixed rate loans when economic cost is calculated
  • Loan Arrears Letter Fee (Periodic), Amount: 12.50. Additional Information: Charged once a loan has gone into arrears and letters are issue to customers
  • Loan Service Fee (Periodic), Amount: 7.50. Additional Information: Payable on personal loans or premium home loans
  • Ppsr - Registration Fee (Transaction), Amount: 6.00. Additional Information: Charged on registration of chattel mortgage on funding of loan

 Limitations & Restrictions (Constraints)

  • Min Limit of 5000.00 Additional Information: $5,000 Minimum Limit
  • Max Limit of 50000.00 Additional Information: $50,000 Maximum Limit