Plain and Simple Home Loan Owner Occupied

Plain and Simple Home Loan Owner Occupied
Category: Home Loans  Last Updated October 7, 2024  Effective December 18, 2024

 General Lending Rates

Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information 36 months
Interest Rate
6.50% PA
Comparison Rate
6.85%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  <=80% LVR
Minimum: 1 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.69%, Comparison Rate 6.94%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  <=80% LVR
Minimum: 1 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.59%, Comparison Rate 6.90%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  <=80% LVR
Minimum: 1 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.50%, Comparison Rate 6.85%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied

 Product Features

  • Redraw
  • Offset

 Product Eligibility

  • Min Age - 18.
  • Other Additional Information: Membership is open to team members of Woolworths and Endeavour Groups, their immediate family members, and those with an affinity to Woolworths Group.

 Bank Fees and Charges

  • Arrears Letter Fee (Transaction), Amount: 25.00.
  • Default Notice (Transaction), Amount: 35.00.
  • Field Call Fee (Transaction), Amount: 45.00.
  • Loan Variation Fee (Upfront), Amount: 150.00.
  • Manual Redraw Fee (Transaction), Amount: 20.00.
  • Mortgage Discharge Fee (Upfront), Amount: 550.00.
  • Mortgage Settlement Fee (Upfront), Amount: 275.00.
  • Mortgage Substitution Fee (Upfront), Amount: 275.00.
  • Mortgage Top Up Fee (Upfront), Amount: 275.00.
  • Partial Mortgage Discharge Fee (Upfront), Amount: 275.00.
  • Stamp Duty (Variable), Amount: 0.00.
  • Valuation Fee (Variable), Amount: 0.00.
  • Legal Fees (Variable), Amount: 0.00.
  • Govt Fees (Variable), Amount: 0.00.

 Document Downloads