Flexible Choice Owner Occupied

Flexible Choice Owner Occupied
Category: Home Loans  Last Updated September 16, 2024  Effective November 1, 2024

 General Lending Rates

Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information
Interest Rate
5.65% PA
Comparison Rate
7.59%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  <=80% LVR
Minimum: 1 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 8.34%, Comparison Rate 8.40%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  <=80% LVR
Minimum: 1 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.35%, Comparison Rate 8.17%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  <=80% LVR
Minimum: 1 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.45%, Comparison Rate 7.99%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  <=80% LVR
Minimum: 1 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 5.65%, Comparison Rate 7.59%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  <=80% LVR
Minimum: 1 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.50%, Comparison Rate 7.69%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  <=80% LVR
Minimum: 1 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.65%, Comparison Rate 7.62%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied

 Product Features

  • Redraw
  • Offset

 Product Eligibility

  • Min Age - 18.

 Bank Fees and Charges

  • Home Loan Application Fee - New Applications (Event), Amount: 600.00.
  • Loan Discharge Fee Registration Or Settlement (Event), Amount: 250.00. Additional Information: Plus out of pocket expenses
  • Home Loan Top Up Fee Existing Loan (Event), Amount: 300.00.
  • Loan Substitution Of Property Mortgage Fee (Upfront), Amount: 300.00.
  • Loan Variation Fee (Event), Amount: 600.00.
  • Loan Valuation Fee (Variable), Amount: 0.00.
  • Loan Legal Fees, Valuations, Surveys, And Settlement Fees (Variable), Amount: 0.00.
  • Fixed Rate Lock In Fee (Upfront), Amount: Not Listed.. Additional Information: borrowed amount
  • Loan Offset Service Fee (Periodic), Amount: 6.00.
  • Loan Redraw Facility Fee Online (Transaction), Amount: 10.00.
  • Loan Redraw Facility Fee Over Counter (Transaction), Amount: 20.00.