Flexible Choice Investment

Flexible Choice Investment
Category: Home Loans  Last Updated December 10, 2024  Effective December 18, 2024

 General Lending Rates

Rates listed below are for a FIXED INVESTMENT P&I product. Additional Information
Interest Rate
5.90% PA
Comparison Rate
7.02%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  <=80% LVR
Minimum: 1 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.40%, Comparison Rate 7.20%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  <=80% LVR
Minimum: 1 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 5.90%, Comparison Rate 7.02%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  <=80% LVR
Minimum: 1 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 5.90%, Comparison Rate 6.90%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  <=80% LVR
Minimum: 1 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.50%, Comparison Rate 7.01%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  <=80% LVR
Minimum: 1 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.75%, Comparison Rate 6.96%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  <=80% LVR
Minimum: 1 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Introductory
  • Interest Rate: 6.64%, Comparison Rate 7.17%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment

 Product Features

  • Redraw
  • Offset

 Product Eligibility

  • Min Age - 18.

 Bank Fees and Charges

  • Home Loan Application Fee - New Applications (Event), Amount: 600.00.
  • Loan Discharge Fee Registration Or Settlement (Event), Amount: 250.00. Additional Information: Plus out of pocket expenses
  • Home Loan Top Up Fee Existing Loan (Event), Amount: 300.00.
  • Loan Redraw Facility Fee Online (Transaction), Amount: 10.00.
  • Loan Redraw Facility Fee Over Counter (Transaction), Amount: 20.00.
  • Loan Substitution Of Property Mortgage Fee (Upfront), Amount: 300.00.
  • Loan Valuation Fee (Variable), Amount: 0.00.
  • Loan Variation Fee (Event), Amount: 600.00.
  • Loan Legal Fees, Valuations, Surveys, And Settlement Fees (Variable), Amount: 0.00.
  • Fixed Rate Lock In Fee (Upfront), Amount: Not Listed.. Additional Information: borrowed amount
  • Loan Offset Service Fee (Periodic), Amount: 6.00.
  • Mortgage Offset Fee (Periodic), Amount: 6.00.