Up Home Loan

Up Home is a simple loan that works seamlessly with your Up banking. Starting from 10% LVR, it’s first time owner friendly too. Use the Up features you love to own your own home faster.
Category: Home Loans  Last Updated September 19, 2024  Effective March 16, 2022

 General Lending Rates

Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information Fixed for 2 years
Interest Rate
5.55% PA
Comparison Rate
5.87%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  OWNER_OCCUPIED, FIXED, 5.85%
  • Lending Rate Type: Fixed
  • Interest Rate: 5.85%, Comparison Rate 5.94%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  OWNER_OCCUPIED, FIXED, 5.55%
  • Lending Rate Type: Fixed
  • Interest Rate: 5.55%, Comparison Rate 5.87%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  OWNER_OCCUPIED, FIXED, 5.80%
  • Lending Rate Type: Fixed
  • Interest Rate: 5.80%, Comparison Rate 5.91%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  OWNER_OCCUPIED, FIXED, 5.80%
  • Lending Rate Type: Fixed
  • Interest Rate: 5.80%, Comparison Rate 5.90%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  OWNER_OCCUPIED, FIXED, 5.80%
  • Lending Rate Type: Fixed
  • Interest Rate: 5.80%, Comparison Rate 5.89%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied

 Product Features

  • Digital Banking Additional Information: Apply for and manage your Up Home loan online through Up’s mobile banking application.
  • Extra Repayments
  • Offset Additional Information: Use your Up spending account and Savers as offsets.
  • Redraw

 Product Eligibility

  • Min Age - 18.
  • Residency Status - Australian Resident.
  • Other - Credit And Lending Criteria Apply.

 Bank Fees and Charges

  • Bank Cheque Fee (Event), Amount: 12.75.