PREMIUM HOME LOAN OWNER OCCUPIED

Suitable for residential owner occupied borrowing, over $250k with variable and fixed rate options and offset available
Category: Home Loans  Last Updated March 3, 2025  Effective March 10, 2025

 General Lending Rates

Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information Rate reverts to the applicable variable PI rate upon expiry.
Interest Rate
5.74% PA
Comparison Rate
5.96%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  LVR up to 80%
  • Lending Rate Type: Fixed
  • Interest Rate: 5.99%, Comparison Rate 6.03%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR up to 80%
  • Lending Rate Type: Fixed
  • Interest Rate: 5.89%, Comparison Rate 6.01%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR up to 80%
  • Lending Rate Type: Fixed
  • Interest Rate: 5.74%, Comparison Rate 5.96%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR up to 80%
  • Lending Rate Type: Fixed
  • Interest Rate: 6.09%, Comparison Rate 6.07%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR up to 80%
  • Lending Rate Type: Fixed
  • Interest Rate: 6.19%, Comparison Rate 6.12%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR over 80 to 95%
Minimum: 80.01 PERCENT Maximum: 95 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 6.48%, Comparison Rate 6.53%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR over 80 to 95%
Minimum: 80.01 PERCENT Maximum: 95 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.19%, Comparison Rate 6.50%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR over 80 to 95%
Minimum: 80.01 PERCENT Maximum: 95 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.09%, Comparison Rate 6.46%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR over 80 to 95%
Minimum: 80.01 PERCENT Maximum: 95 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 5.94%, Comparison Rate 6.38%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR over 80 to 95%
Minimum: 80.01 PERCENT Maximum: 95 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.29%, Comparison Rate 6.46%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR over 80 to 90%
Minimum: 80.01 PERCENT Maximum: 95 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.39%, Comparison Rate 6.49%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR up to 80%
  • Lending Rate Type: Variable
  • Interest Rate: 6.28%, Comparison Rate 6.16%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  LVR up to 80%
  • Lending Rate Type: Fixed
  • Interest Rate: 6.29%, Comparison Rate 6.06%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  LVR up to 80%
  • Lending Rate Type: Fixed
  • Interest Rate: 6.19%, Comparison Rate 6.07%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  LVR up to 80%
  • Lending Rate Type: Fixed
  • Interest Rate: 6.04%, Comparison Rate 6.05%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  LVR up to 80%
  • Lending Rate Type: Fixed
  • Interest Rate: 6.39%, Comparison Rate 6.18%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  LVR up to 80%
  • Lending Rate Type: Fixed
  • Interest Rate: 6.49%, Comparison Rate 6.26%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  LVR over 80 to 95%
Minimum: 80.01 PERCENT Maximum: 95 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 6.78%, Comparison Rate 6.67%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  LVR over 80 to 95%
Minimum: 80.01 PERCENT Maximum: 95 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.49%, Comparison Rate 6.53%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  LVR over 80 to 95%
Minimum: 80.01 PERCENT Maximum: 95 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.39%, Comparison Rate 6.52%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  LVR over 80 to 95%
Minimum: 80.01 PERCENT Maximum: 95 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.44%, Comparison Rate 6.46%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  LVR over 80 to 95%
Minimum: 80.01 PERCENT Maximum: 95 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.59%, Comparison Rate 6.57%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  LVR over 80 to 95%
Minimum: 80.01 PERCENT Maximum: 95 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.69%, Comparison Rate 6.63%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied