3 Year Fixed Home Loan Investment
Our fixed rate home loans provide security of fixed repayments and allows for additional repayments up to $10,000 per annum.
Category: Home Loans Last Updated September 30, 2024 Effective November 1, 2024
General Lending Rates
Rates listed below are for a FIXED INVESTMENT P&I product. Additional Information
Interest Rate
5.69% PA
5.69% PA
Comparison Rate
6.48%PA*
6.48%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
LVR ≤90% discount
Minimum: 0.01 PERCENT Maximum: 90 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 5.69%, Comparison Rate 6.48%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment
Product Features
- Npp Enabled
- Digital Banking
Product Eligibility
- Residency Status - Must Be An Australian Resident.
- Min Age - 18.
- Natural Person
Bank Fees and Charges
- Early Termination Fee (Variable), Amount: Not Listed.. Additional Information: Payable if you repay your loan or change to a variable interest rate during the fixed rate period. Applicable to fixed term loans only. Interest differential as defined in the loan contract + $200 administration fee is payable.
- Establishment Fee (Upfront), Amount: 0.00. Additional Information: Establishment Fee includes valuation fee up to $300, title search, document preparation and settlement fees - document generation, distribution of documents, verification of returned documents, verification of search requirements, settlement booking, settlement attendance (PEXA or paper) and lodgement of title documents
- Mortgage Top Up Fee (Event), Amount: 0.00. Additional Information: Payable for further advance. Valuation fees are payable at cost.
- Early Payment Fee (Variable), Amount: Not Listed.. Additional Information: Payable if you make extra repayments that exceed $10,000 per annum during any fixed period. Applicable to fixed term loans only. Interest differential as defined in the loan contract is payable.
- Substitution Of Mortgage Security (single Property) Fee - For New Loans (Event), Amount: 350.00. Additional Information: Payable for substitution of a mortgage security
- Additional Valuation Fee (Variable), Amount: Not Listed.. Additional Information: Payable at cost
- Company / Trust - Borrower / Guarantor Party Fee Company Search And Review Fee (Event), Amount: 150.00. Additional Information: Payable for each company or trust borrower / guarantor party on the loan.
- Interest Rate Lock Fee (Event), Amount: 500.00. Additional Information: Payable at the time of application if you elect to lock-in your interest rate for a period of 90 days from the date you apply for your loan.
- Discharge Fee (Exit), Amount: 165.00. Additional Information: Payable for standard partial or full discharges.
- Default Enforcement Expenses (Variable), Amount: Not Listed.. Additional Information: May apply if enforcement services are required as part of default administration
- Substitution Of Mortgage Security (single Property) Fee - For Variations (Event), Amount: 200.00. Additional Information: Payable for substitution of a mortgage security
Limitations & Restrictions (Constraints)
- Min Limit of 20000.00
