Mortgage Fixed (Int Only) Home

Fixed Rate Home Loan Owner Occupied Interest Only
Category: Home Loans  Last Updated February 27, 2025  Effective March 10, 2025

 General Lending Rates

Rates listed below are for a FIXED Owner Occupied Interest Only product. Additional Information <80% LVR, 3 year fixed rate - 5.89%
Interest Rate
5.89% PA
Comparison Rate
6.00%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  OWNER_OCCUPIED, FIXED, 6.09%
  • Lending Rate Type: Fixed
  • Interest Rate: 6.09%, Comparison Rate 6.05%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  OWNER_OCCUPIED, FIXED, 5.89%
  • Lending Rate Type: Fixed
  • Interest Rate: 5.89%, Comparison Rate 6.00%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  OWNER_OCCUPIED, FIXED, 6.09%
  • Lending Rate Type: Fixed
  • Interest Rate: 6.09%, Comparison Rate 6.06%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  OWNER_OCCUPIED, FIXED, 6.14%
  • Lending Rate Type: Fixed
  • Interest Rate: 6.14%, Comparison Rate 6.08%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  OWNER_OCCUPIED, FIXED, 6.44%
  • Lending Rate Type: Fixed
  • Interest Rate: 6.44%, Comparison Rate 6.08%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  OWNER_OCCUPIED, FIXED, 6.39%
  • Lending Rate Type: Fixed
  • Interest Rate: 6.39%, Comparison Rate 6.11%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  OWNER_OCCUPIED, FIXED, 6.19%
  • Lending Rate Type: Fixed
  • Interest Rate: 6.19%, Comparison Rate 6.08%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  OWNER_OCCUPIED, FIXED, 6.39%
  • Lending Rate Type: Fixed
  • Interest Rate: 6.39%, Comparison Rate 6.16%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  OWNER_OCCUPIED, FIXED, 6.44%
  • Lending Rate Type: Fixed
  • Interest Rate: 6.44%, Comparison Rate 6.21%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied

 Product Features

  • Digital Banking Additional Information: Our secure Online Banking service means access to your accounts 24 hours a day, seven days a week.
  • Npp Enabled Additional Information: This account is able to receive Osko payments
  • Npp Payid Additional Information: PayIDs can be linked with this account
  • Other Additional Information: Repayment option monthly only

 Product Eligibility

  • Employment Status - Full Time, Part Time, Casual, Self Employed.
  • Min Age - 18. Additional Information: 18 years and above
  • Natural Person
  • Other Additional Information: Minimum deposit 10%
  • Residency Status - Customers Who Are Permanent Resident Or Citizens May Apply For The Product.

 Limitations & Restrictions (Constraints)

  • Min Limit of 150000.00 Additional Information: Minimum amount $150K