2YR Fixed Rate Home Loan Mortgage Insured (Owner Occupier)

Housing Loan
Category: Home Loans  Last Updated October 22, 2024  Effective November 1, 2024

 General Lending Rates

Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information Comparison rate based on a secured loan of $150,000 over 25 years. Warning: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate.
Interest Rate
5.69% PA
Comparison Rate
7.11%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  OWNER_OCCUPIED, VARIABLE, 7.39%
  • Lending Rate Type: Variable
  • Interest Rate: 7.39%, Comparison Rate 0.00%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied

 Product Features

  • Offset
  • Redraw

 Product Eligibility

  • Min Age - 18.
  • Residency Status - Must Be An Australian Citizen Or Permanent Resident.
  • Other Additional Information: Lending criteria, terms and conditions apply
  • Other Additional Information: Maximum LVR 95% subject to Lenders Mortgage Insurance approval

 Bank Fees and Charges

  • Mortgage Establishment Fee (Event), Amount: 155.00.
  • Loan Security Discharge Fee (Event), Amount: 200.00.
  • Switch Fee (Event), Amount: 250.00.

 Limitations & Restrictions (Constraints)

  • Min Limit of 20000.00