FIRST HOME BUYERS OWNER OCCUPIED P&I

FIRST HOME BUYERS OWNER OCCUPIED P&I
Category: Home Loans  Last Updated February 1, 2024  Effective November 1, 2024

 General Lending Rates

Rates listed below are for a VARIABLE Owner Occupied P&I product. Additional Information
Interest Rate
5.92% PA
Comparison Rate
5.98%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

 Product Features

  • Redraw Additional Information: Minimum
  • Redraw Additional Information: Free
  • Digital Banking Additional Information: Online Banking The Mac App
  • Npp Payid
  • Npp Enabled
  • Free Txns Additional Information: Fee free transaction accounts
  • Other Additional Information: No penalty or fee for additional repayments

 Product Eligibility

  • Natural Person
  • Min Age - 18.
  • Other Additional Information: Maximum term

 Bank Fees and Charges

  • Application Fee (Upfront), Amount: 400.00.
  • Application Fee Bridging Loan (Upfront), Amount: 800.00.
  • Application Fee Top Up (Upfront), Amount: 300.00.
  • Collection Fee (Variable), Amount: 0.00. Additional Information: At cost fee
  • Default Notices (Upfront), Amount: 55.00.
  • General Consent Fee (Upfront), Amount: 150.00.
  • Legal Fee (Variable), Amount: 0.00. Additional Information: At cost
  • Mortgage Discharge Fee (Upfront), Amount: 200.00.
  • Production Of Title Deed Fee (Upfront), Amount: 150.00.
  • Substitution Of Security Fee (Upfront), Amount: 250.00.
  • Switching Fee (Upfront), Amount: 50.00.
  • Valuation Fee (Variable), Amount: 220.00. Additional Information: Valuation charged at cost