Expect More Home Loan Owner Occupied - Fixed

Need a few more features than the standard home loan? Our Expect More Home Loan is the one for you.
Category: Home Loans  Last Updated August 23, 2024  Effective December 18, 2024

 General Lending Rates

Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information Owner Occupied, Principal and Interest
Interest Rate
6.99% PA
Comparison Rate
6.54%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  OWNER_OCCUPIED, FIXED, 6.99%
  • Lending Rate Type: Fixed
  • Interest Rate: 6.99%, Comparison Rate 6.59%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  OWNER_OCCUPIED, FIXED, 10.00%
  • Lending Rate Type: Fixed
  • Interest Rate: 10.00%, Comparison Rate 0.00%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  OWNER_OCCUPIED, FIXED, 10.00%
  • Lending Rate Type: Fixed
  • Interest Rate: 10.00%, Comparison Rate 0.00%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied

 Product Features

  • Digital Banking
  • Other Additional Information: Available for Construction purposes

 Product Eligibility

  • Min Age - 18.
  • Residency Status - Australian Permanent Resident Or Citizen. Residential Address Must Be In Australia..
  • Natural Person
  • Other Additional Information: Lending Criteria applies

 Bank Fees and Charges

  • Package Fee (Periodic), Amount: 125.00. Additional Information: Charged on variable rates only
  • Discharge Of Mortgage Fee (Event), Amount: 400.00. Additional Information: Excludes legal costs
  • Settlement Fee (Upfront), Amount: 200.00. Additional Information: Payable at settlement of new loan, variations and top ups to existing loans do not incur this fee.
  • Variation Fee (Event), Amount: 300.00.
  • Legal Fee (Upfront), Amount: 250.00. Additional Information: $100.00 per additional security

 Limitations & Restrictions (Constraints)

  • Min Limit of 100000 Additional Information: Minimum aggregated total loan amount $100,000.00