BOS Basic Home Loan Owner Occupied

Looking to buy a new home and want to keep things simple? Our BOS Basic Home Loan, with no fees and a competitive interest rate, is the one for you.
Category: Home Loans  Last Updated November 21, 2024  Effective December 18, 2024

 General Lending Rates

Rates listed below are for a VARIABLE Owner Occupied P&I product. Additional Information
Interest Rate
6.04% PA
Comparison Rate
6.08%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  up to 60%
Minimum: 0.5 PERCENT Maximum: 0.6 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 6.04%, Comparison Rate 6.08%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  up to 50%
  • Lending Rate Type: Variable
  • Interest Rate: 6.04%, Comparison Rate 6.08%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  • Lending Rate Type: Variable
  • Interest Rate: 6.54%, Comparison Rate 6.13%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  • Lending Rate Type: Variable
  • Interest Rate: 6.69%, Comparison Rate 6.37%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  • Lending Rate Type: Variable
  • Interest Rate: 6.39%, Comparison Rate 6.43%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  • Lending Rate Type: Variable
  • Interest Rate: 6.84%, Comparison Rate 6.88%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied

 Product Features

  • Redraw Additional Information: Redraw facility is available
  • Digital Banking

 Product Eligibility

  • Min Age - 18.
  • Natural Person
  • Residency Status - Australian Permanent Resident Or Citizen. Residential Address Must Be In Australia..
  • Other Additional Information: Lending Criteria applies.

 Bank Fees and Charges

  • Application Fee (Upfront), Amount: 0.00. Additional Information: Application fee waived
  • Discharge Of Mortgage Fee (Event), Amount: 400.00. Additional Information: Excludes legal costs
  • Settlement Fee (Upfront), Amount: 200.00. Additional Information: Payable at settlement of new loan, variations and top ups to existing loans do not incur this fee.
  • Variation Fee (Event), Amount: 300.00.
  • Legal Fee (Upfront), Amount: 250.00. Additional Information: $100.00 per additional security

 Limitations & Restrictions (Constraints)

  • Min Limit of 100000