BOS Basic Investment Home Loan

Make an investment in property simply with our straight-forward, low interest BOS Basic Investment Home Loan.
Category: Home Loans  Last Updated November 21, 2024  Effective December 18, 2024

 General Lending Rates

Rates listed below are for a VARIABLE INVESTMENT P&I product. Additional Information Investment Property, Principal and Interest
Interest Rate
6.29% PA
Comparison Rate
6.33%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  up to 80%
Minimum: 0.7 PERCENT Maximum: 0.8 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 6.69%, Comparison Rate 6.55%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  up to 70%
Minimum: 0.6 PERCENT Maximum: 0.7 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 6.69%, Comparison Rate 6.55%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  up to 60%
Minimum: 0.5 PERCENT Maximum: 0.6 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 6.54%, Comparison Rate 6.35%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  up to 50%
  • Lending Rate Type: Variable
  • Interest Rate: 6.54%, Comparison Rate 6.35%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  up to 70%
Minimum: 0.6 PERCENT Maximum: 0.7 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 6.44%, Comparison Rate 6.48%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  up to 60%
Minimum: 0.5 PERCENT Maximum: 0.6 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 6.29%, Comparison Rate 6.33%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  up to 50%
  • Lending Rate Type: Variable
  • Interest Rate: 6.29%, Comparison Rate 6.33%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  • Lending Rate Type: Variable
  • Interest Rate: 6.74%, Comparison Rate 6.78%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment

 Product Features

  • Redraw Additional Information: Redraw facility is available
  • Digital Banking

 Product Eligibility

  • Min Age - 18.
  • Natural Person
  • Residency Status - Australian Permanent Resident Or Citizen. Residential Address Must Be In Australia..
  • Other Additional Information: Lending Criteria applies
  • Other Additional Information: Available to Companies in their own capacity or as Trustees for a Trust

 Bank Fees and Charges

  • Application Fee (Upfront), Amount: 0.00.
  • Discharge Of Mortgage Fee (Event), Amount: 400.00. Additional Information: Excludes legal costs
  • Settlement Fee (Upfront), Amount: 200.00. Additional Information: Payable at settlement of new loan, variations and top ups to existing loans do not incur this fee.
  • Variation Fee (Event), Amount: 300.00.
  • Legal Fee (Upfront), Amount: 250.00. Additional Information: $100.00 per additional security

 Limitations & Restrictions (Constraints)

  • Min Limit of 100000