Home Sweet Home Loan - Investment Interest Only

A variable interest only residential investment loan available as an alternative to a principal and interest arrangement.
Category: Home Loans  Last Updated February 26, 2025  Effective March 21, 2025

 General Lending Rates

Rates listed below are for a VARIABLE INVESTMENT Interest Only product. Additional Information The comparison rate is based on a $150,000 secured loan for a term of twenty five years for all home loans. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Interest Rate
6.69% PA
Comparison Rate
6.90%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  >70% LVR - Discount
Minimum: 70.01 PERCENT Maximum: 90 PERCENT
  • Lending Rate Type: Discount
  • Interest Rate: 6.24%, Comparison Rate 6.93%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  <=70% LVR
Minimum: 0.01 PERCENT Maximum: 70 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 6.69%, Comparison Rate 6.90%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  >70% LVR
Minimum: 70.01 PERCENT Maximum: 90 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 6.84%, Comparison Rate 7.05%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment

 Product Features

  • Redraw
  • Digital Banking
  • Offset

 Product Eligibility

  • Natural Person

 Bank Fees and Charges

  • 150 Annual Fee (Periodic), Amount: 150.00.
  • 150 Offset Fee (Periodic), Amount: 150.00. Additional Information: Only payable if OFFSET feature enabled
  • 350 Establishment Fee (Upfront), Amount: 350.00.
  • Legal And Valuation Fees (Variable), Amount: 0.00. Additional Information: Third party costs including solicitors, valuers, agent fees & government charges including stamp duty, registration and any other fees we incur as applicable.
  • Other Fees And Charges May Apply (Variable), Amount: 0.00. Additional Information: A full list of fees and charges will be provided if loan is approved. Visit: https://horizonbank.com.au/more/important-info/fees-and-charges/