Fixed Rate 18 months - Special construction offer

Fixed Rate 18 months - Special construction offer
Category: Home Loans  Last Updated September 16, 2024  Effective November 1, 2024

 General Lending Rates

Rates listed below are for a product. Additional Information
Interest Rate
NA PA
Comparison Rate
NAPA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

 Product Features

  • Redraw
  • Offset

 Product Eligibility

  • Min Age - 18. Additional Information: 18 Years and Over
  • Natural Person
  • Residency Status - Permenant Residency Is Required.
  • Other Additional Information: Maximum LVR 80%
  • Other Additional Information: borrowing between $150k-$750K
  • Other Additional Information: Single dwelling constraction with fixed price building contract
  • Other Additional Information: Terms, conditions, lending eligibility and approval criteria apply

 Bank Fees and Charges

  • Gmcu Title Search Fee (Event), Amount: 25.30.
  • Goods Security Agreement Preparation Fee (Event), Amount: 30.00. Additional Information: charged if a Goods Security Agreement is required as security (e.g. over a vehicle)
  • Loan Contract Variation Fee (Event), Amount: 300.00. Additional Information: For Each Variation
  • Loan Default Fee (Event), Amount: 10.00.
  • Loan Default Fee- Second Reminder Letter (Event), Amount: 15.00.
  • Loan Default Fee- Final Notice (Event), Amount: 25.00.
  • Mortgage Preparation Fee (Event), Amount: 0.00. Additional Information: Mortgage documents prepared by solicitor payable by member at cost
  • Registration Of Mortgage Fee (Event), Amount: 0.00. Additional Information: Registration of mortgage payable by member at cost
  • Valuation Fee (Event), Amount: 0.00. Additional Information: Valuation fee payable by member at cost
  • Loan Establishment Fee (Upfront), Amount: 500.00.
  • Discharge Of Mortgage Fee (Event), Amount: 350.00. Additional Information: For preparation of discharge documentation on your written request. Legal/agent/government costs at cost.
  • Loan Redraw Fee (Transaction), Amount: 50.00.
  • Progress Payment Fee (Event), Amount: 25.00.
  • Stamp Duties On Securities (Event), Amount: 0.00. Additional Information: Stamp Duties on Securities payable by Member at cost
  • Rate Lock Fee (Event), Amount: 600.00. Additional Information: Rate Lock Fee payable by Member
  • Loan Security Guarantee Fee (Event), Amount: 100.00. Additional Information: Loan Security Guarantee Fee payable by Member
  • Home Loan Monthly Service Fee (Periodic), Amount: 8.00.