Smart Home Loan

Whether you're a first homebuyer, or looking to expand along with your family, our friendly team will work with you to find the loan that best supports your goals.
Category: Home Loans  Last Updated October 9, 2024  Effective January 10, 2025

 General Lending Rates

Rates listed below are for a VARIABLE Owner Occupied P&I product. Additional Information Secured by mortgage over Residential Property
Interest Rate
6.29% PA
Comparison Rate
7.56%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

 Product Features

  • Redraw
  • Offset
  • Digital Banking
  • Other Additional Information: Maximum term 30 years

 Product Eligibility

  • Residency Status - Australian Resident Only.
  • Other Additional Information: Maximum LVR 95% subject to Lenders Mortgage Insurance approval
  • Min Age - 18.

 Bank Fees and Charges

  • Mortgage Smart Home Loan Establishment Fee (Upfront), Amount: 822.00. Additional Information: Establishment fees paid on funding
  • Mortgage Discharge Fee (Exit), Amount: 536.00. Additional Information: Discharge fees are paid on discharge

 Limitations & Restrictions (Constraints)

  • Min Balance of 10000.00