ACCELERATOR PACKAGE HOME LOAN - 2 YEAR FIXED SPECIAL OFFER - OWNER-OCCUPIED (Principal and Interest)

A special offer 2 year fixed home loan under the Accelerator Packge with an annual fee, LVR up to and including 80% and ongoing package features and benefits
Category: Home Loans  Last Updated December 13, 2024  Effective December 12, 2024

 General Lending Rates

Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information The comparison rate is based on a secured loan amount of $150,000 over a loan term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Interest Rate
5.49% PA
Comparison Rate
6.31%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

 Product Features

  • Offset Additional Information: With Debit card access
  • Redraw
  • Other Additional Information: No penalty for extra repayments

 Product Eligibility

  • Min Age - 18. Additional Information: 18 years
  • Natural Person
  • Residency Status - Australian Citizen Or Permanent Residency Only.

 Bank Fees and Charges

  • Accelerator Package Annual Fee (Periodic), Amount: 395.00. Additional Information: Paid in advance. Initial fee included in total loan amount at settlement. Each annual fee thereafter is deducted from the attached offset account.
  • Late Payment (Event), Amount: 25.00.
  • Redraw Fee - Staff Assisted (Event), Amount: 30.00.
  • Safe Custody Fee (Periodic), Amount: 50.00. Additional Information: E.g. certificate of titles, wills, etc
  • Re-issue Loan Documentation Fee (Event), Amount: 125.00.
  • Special Attendance Fee (Event), Amount: 0.00. Additional Information: Charged at cost
  • Copy Of Statement (already Issued) (Event), Amount: 1.50. Additional Information: Charged per page. For statements issued prior to January 1997 the fee is $3 per page.
  • Solicitors Preparation Fee (Event), Amount: 0.00. Additional Information: Charged at cost
  • Additional Valuation Fee (Event), Amount: 0.00. Additional Information: Charged at cost
  • Search Fees (Event), Amount: 0.00. Additional Information: Charged at cost
  • Early Repayment Fee (erf) (Exit), Amount: 0.00. Additional Information: Refer to loan contract
  • Special Attendance Fee - Mortgage Discharge (Event), Amount: 696.00.
  • Rate Lock Fee (Event), Amount: 750.00.

 Limitations & Restrictions (Constraints)

  • Min Limit of 100000.00 Additional Information: Minimum loan size applies only at application