L29 Occupied Housing

Looking To Purchase Or Build Your Own Home? We Offer A Home Loan Tailored To Your Needs With Our Lowest Ongoing Variable Interest Rate And Fast Approval.
Category: Home Loans  Last Updated December 13, 2024  Effective January 10, 2025

 General Lending Rates

Rates listed below are for a VARIABLE Owner Occupied P&I product. Additional Information Reference Rate Provided And Subject To Assessment Of Application For Credit, With Interest Rate Being Offered Upon Approval
Interest Rate
6.89% PA
Comparison Rate
6.96%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

 Product Features

  • Digital Banking Additional Information: 24/7 Banking And Instant Access To Your Accounts Via Laptop, Tablet Or Smartphone
  • Loyalty Program Additional Information: "Relationship Rewards" - Providing You The Opportunity For Fee-Free Banking
  • Other Additional Information: No Monthly Account Keeping Fees
  • Other Additional Information: No Loan Service Fees
  • Other Additional Information: No Penalties For Additional Repayments
  • Other Additional Information: No Penalties For Early Payouts
  • Redraw
  • Unlimited Txns Additional Information: "Relationship Rewards" - Providing You The Opportunity For Fee-Free Banking

 Product Eligibility

  • Business Additional Information: Self Employed Members and Business Owners Are Eligible
  • Employment Status - Full Time, Part Time, Casual Etc.. Additional Information: Employed Members Are Eligible
  • Min Age - 18.
  • Other Additional Information: Subject To Eligibility For Credit Via Loan Application Assessment
  • Pension Recipient Additional Information: Centrelink Recipients And Self-Funded Retirees Are Eligible
  • Residency Status - Australian Citizens Or Permanent Residents. Additional Information: Residents Of Australia Are Eligible
  • Staff Additional Information: Staff Are Eligible
  • Student Additional Information: Student Members Are Eligible

 Bank Fees and Charges

  • Loan Redraw Processing Fee (Transaction), Amount: 35.00.
  • Discharge Of Mortgage Fee (Event), Amount: 500.52.
  • Lenders Mortgage Insurance (Upfront), Amount: 0.00.
  • Enforcement Collection Cost (Event), Amount: 0.00.
  • Valuation Fee (Upfront), Amount: 0.00.
  • Solicitors Fee (Upfront), Amount: 0.00.
  • Registration Fee (Upfront), Amount: 0.00.
  • Agents Fee (Upfront), Amount: 0.00.
  • Credit Report Fee (Upfront), Amount: 20.00.
  • Loan Establishment Fee (Upfront), Amount: 655.00.
  • Loan Establishment Fee - Self Employed Or Debt Consolidation (Upfront), Amount: 705.00.
  • Bhccu Enforcement Expense (Event), Amount: 0.00.
  • Loan Establishment Fee - Lenders Mortgage Insurance (Upfront), Amount: 855.00.
  • Loan Contract Variation Fee (Event), Amount: 275.00.
  • Guarantee Security Fee (Event), Amount: 325.00.
  • Discharge Administration Fee (Event), Amount: 250.00.
  • Credit Bureau Default Listing (Event), Amount: 75.00.
  • Electronic Settlement Fee (Upfront), Amount: 0.00.
  • Security Handling Fee (Event), Amount: 200.00.
  • Progress Drawdown Fee (Event), Amount: 150.00.
  • Ipex Fee (Upfront), Amount: 35.00.
  • Settlement Fee (Event), Amount: 150.00.
  • Debt Agreement Fee (Event), Amount: 150.00.
  • Enforcement Expense (Event), Amount: 0.00.

 Limitations & Restrictions (Constraints)

  • Min Limit of 100000.00