P&N Bank Visa Platinum
P&N Bank Visa Platinum
Category: Credit and Charge Cards Last Updated September 27, 2024 Effective October 16, 2024
General Lending Rates
Rates listed below are for a product. Additional Information
Interest Rate
NA PA
NA PA
Comparison Rate
NAPA*
NAPA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
, PURCHASE, 11.99%
- Lending Rate Type: Purchase
- Interest Rate: 11.99%, Comparison Rate 0.00%
- Repayment Type:
- Loan Purpose:
Product Features
- Additional Cards
- Card Access
- Digital Banking
- Digital Wallet
- Npp Enabled
- Unlimited Txns
- Bill Payment
Bank Fees and Charges
- Bank@post Withdrawal Fee (Transaction), Amount: 3.00.
- Late Payment Notification Fee (Event), Amount: 5.00. Additional Information: Charged when payment to a Credit Card becomes overdue by 11 and 30 days
- Declined Emergency Card Fee (Event), Amount: 70.00.
- Cash Advance Fee (Transaction), Amount: 5.00. Additional Information: Both domestic and overseas
- Annual Fee (Periodic), Amount: 99.00.
- Foreign Currency Conversion Fee (Transaction), Amount: 0.00. Additional Information: Payable for all transactions made in a foreign currency or if the merchant is located outside Australia
- Card Replacement - Standard Fee (Event), Amount: 10.00. Additional Information: For the replacement of a lost or damaged Visa Credit card.
- Card Replacement - Urgent Fee (Event), Amount: 50.00. Additional Information: For the urgent replacement of a lost or damaged Visa Credit card.
- Emergency Card Replacement - Approved Fee (Event), Amount: 320.00. Additional Information: For the issue of a temporary emergency Visa Credit card, to temporarily replace a lost, stolen or damaged Visa Credit card.
- Late Payment Notification Fee (Event), Amount: 5.00. Additional Information: Charged when a payment to a credit card becomes overdue by 11 days and 30 days.
- Notice Of Demand Fee (Event), Amount: 75.00. Additional Information: Charged when a payment to a credit card becomes overdue by 46 days.
- Management Administration Fee (Event), Amount: 50.00. Additional Information: Charged monthly when a payment to a credit card becomes overdue by more than 90 days.
- Collection Agent Administration Fee (Event), Amount: 100.00. Additional Information: Payable when a payment to a credit card becomes overdue for more than 90 days and we choose to engage an external collection agent.
Limitations & Restrictions (Constraints)
- Min Limit of 6000.00 Additional Information: Minimum credit limit of $6,000